Xpect Solutions – Protect your employees and the people they love. We’ve compiled a selection of insurance packages to ensure that even in the darkest hours, your employees and the people they love are protected.

Protect your employees and the people they love.

We’ve compiled a selection of insurance packages to ensure that even in the darkest hours, your employees and the people they love are protected.

Protect your employees and the people they love.

We’ve compiled a selection of insurance packages to ensure that even in the darkest hours, your employees and the people they love are protected.

CORE BENEFITS

Employee & Spouse Cover

Group Life cover is critical when it comes to protecting an employee’s loved ones in the unfortunate event that they pass away.

Total & Permanent Disability Cover

Disability cover protects you by paying out a cash lump sum if you can’t work due to becoming permanently disabled.

Income Disability Cover

Disability cover protects you by paying out a cash lump sum if you can’t work due to becoming permanently disabled.

Alternative Disability Cover

Alternative Disability Cover Solutions For Your Client

ADDITIONAL BENEFITS

Education Benefit

With XPECT’s Education Benefit (a rider benefit that can be added to our XPECT Group Life Cover), employees are assured that even in the event of their passing, their children’s education will always be a top priority.

Premium Waiver

Disability can be a financial strain, especially if an employee faces added medical costs as a result. This is also why employees can’t afford to default on their medical aid payments if a disability makes them unable to work…but, in difficult financial situations, they often do.

Xpect Xtend

Xtend is a Group Personal Accident (GPA) extension policy through GENRIC Insurance Company Ltd, designed to offer employees additional cover for unforeseen death, disability, or income-related costs that may arise following an accident.

PARTNERS

Our insurer, Guardrisk, is the leading provider of cell captive business and alternative risk transfer solutions in South Africa. We provide tailor-made risk financing solutions that include access to a broad panel of related services and professional reinsurance markets.

Hannover Re South Africa is a leading reinsurer, recognised for its innovative solutions and backed by the financial strength of the global Hannover Re Group.

Find your Solution

The XPECT team is standing by to put together a solution that benefits both your employees and business.

22 Stiglingh Road, Rivonia, Johannesburg, 2191

(011) 234-7333

ahofman@xpectsolutions.co.za

Policies

Complaints policy

Conflict of interests policy

Treating customers fairly policy

Administered by Health & Accident Underwriting Managers (Pty) Ltd 1994/002308/07 – an Authorised Financial Services Provider – FSP 376